Showing posts with label Loan. Show all posts
Showing posts with label Loan. Show all posts

Sunday, November 2, 2014

Daylight Savings and Loan

don't end don't end don't end don't end don't end...


Person:  I'd like to borrow some daylight, please.

Banker:  Splendid.  How much did you have in mind?

Person:  Six months?

Banker:  I'm sorry, we don't provide daylight loans over - or under - one hour in duration.

Person:  Um...

Banker:  So?

Person:  So what?

Banker:  So, how much daylight would you like to borrow?

Person:  Really?

Banker:  

Person:  Geez - an hour?  I'd like to borrow one hour of daylight, please.

Banker:  Excellent.  And how do you intend to secure this loan?

Person:  If you're asking for collateral, I have... I don't know - my soul, I guess.  But you're not the devil, so never mind.

Banker:  Well, you're right about that.  I'm certainly not the devil.  However, I do have bosses, and in lieu of collateral, we will require at least a business model.

Person:  For daylight?

Banker:  Yes.

Person:  For an hour of daylight?

Banker:  Yes.

Person:  An hour of daylight that I am only borrowing - that I will have to pay back?

Banker:  Precisely.  What will you do with this hour?

Person:  I want to have a picnic--

Banker:  Let me just stop you right there.  We don't give loans for picnics.

Person:  I... I need it.

Banker:  Listen- I'm really busy, here...

Person:  I just need to survive the winter, okay?  This hour of daylight will help me do that.  If I'm paying it back, what difference does it make what I do with it?

Banker:  Young lady, this is a business.  If you don't have viable business plan, and you don't have a ready means to repay the loan, I'm going to have to ask you to leave.

Person:  Okay, okay.  I just want another hour with my family.  I don't know how I'll pay it back, exactly, but I know I'll figure it out.  I'm not here for a handout.  I'll find a way to repay it.

Banker:  I'm listening.

Person:  We were in that accident on the interstate - the drunk driver going the wrong way - it was all over the news.

Banker:  I heard about that.  You're the lone survivor, then?

Person:   Yes.  And if your bosses could just lend me this one hour, I swear I will find a way to repay it.  I'll work two hours in a soup kitchen.  I'll pick up trash by the highway.  I'll help out at the animal shelter - or the hospital, or hospice, or whatever.  I just want to say goodbye.  It happened so fast...

Banker:  I sympathize, but I don't think we can help you.

Person:  Just name your terms, sir.  I'll find a way.  I'll do whatever you say.  It means that much to me to just be with them for another sunny sixty minutes.  I'll repay double - I don't care.  I'll give you a two-hour--

Banker:  Excuse me!  We don't just give away hours of daylight, here.  Tell you what - come back next spring, and we'll talk.  Good day.

Person:  But--

Banker:  I said good day!